ZERBLIX REPORT — PRIVACY POLICY
Effective: 1/2/2024

This Privacy Policy explains how Etienne Touss LLC, doing business as Zerblix Report (“Zerblix,” “we,” “us,” or “our”), handles personal information associated with subscribers and visitors to Zerblix Report.

Zerblix Report is currently published using Substack. Substack separately processes certain information under its own privacy policies, terms, and platform practices.

1. INFORMATION WE MAY RECEIVE

Depending on how you interact with Zerblix Report, we may receive information such as:

• Your email address
• Your name or profile information, if you provide it
• Your free or paid subscription status
• Subscription dates and account status
• Comments, replies, survey responses, questions, or other information you voluntarily provide
• Basic readership and engagement information made available through the publishing platform, such as email opens, link clicks, and publication interactions

We do not intentionally collect or directly store payment-card numbers through Zerblix Report. Paid subscription payments are generally processed through Substack and its applicable payment providers.

2. HOW WE USE INFORMATION

We may use personal information to:

• Operate and deliver Zerblix Report
• Send newsletters, research updates, publication notices, and other subscriber communications
• Administer free and paid subscriptions
• Respond to questions, comments, or support requests
• Understand readership and engagement
• Improve the publication and subscriber experience
• Maintain appropriate business and administrative records
• Prevent misuse, fraud, or abuse
• Comply with applicable legal or regulatory obligations

We do not sell subscriber personal information to advertisers.

3. SERVICE PROVIDERS AND THIRD PARTIES

We may use third-party service providers that are reasonably necessary to operate Zerblix Report, including services related to:

• Publishing and email delivery
• Subscription management
• Payment processing
• Website and domain services
• Analytics
• Data storage
• Technology and administrative support

These providers may process information according to their own privacy policies, terms, and legal obligations.

Substack may independently collect and process information through its platform. Information controlled directly by Substack is subject to Substack’s own privacy practices.

4. AI-ASSISTED AND SOFTWARE TOOLS

Zerblix Report may use software and AI-assisted tools to assist with tasks such as editing, organization, research workflow, data presentation, graphics, formatting, and publication production.

These tools are used as supporting tools and do not replace the publisher’s editorial judgment.

Zerblix does not intentionally provide subscriber payment-card information to AI-assisted tools.

If personal information is processed through a service provider in connection with publication operations, we seek to limit such use to what is reasonably necessary for the relevant business purpose and subject to the applicable provider’s terms and privacy practices.

5. EMAIL COMMUNICATIONS

Subscribers receive publication emails according to their subscription preferences.

You may unsubscribe from publication emails by using the unsubscribe link included in emails or through the applicable Substack account and subscription settings.

Certain transactional, billing, account-related, legal, or administrative communications may still be sent where reasonably necessary.

6. DATA RETENTION

We retain personal information for as long as reasonably necessary to:

• Operate Zerblix Report
• Maintain subscriber and business records
• Provide requested services
• Resolve disputes
• Enforce agreements
• Comply with legal, tax, accounting, or regulatory obligations

Information maintained separately by Substack or another service provider may be subject to that provider’s own retention practices.

7. DATA SECURITY

We take reasonable administrative and technical measures to protect information under our control.

However, no website, email system, database, online platform, or electronic transmission can be guaranteed to be completely secure.

8. YOUR PRIVACY RIGHTS

Depending on where you live, applicable privacy law may provide rights concerning your personal information, which may include the right to request:

• Access to certain personal information
• Correction of inaccurate information
• Deletion of certain information
• Restriction or objection to certain uses of information
• Information about how personal information is processed

To make a privacy request relating to information controlled by Zerblix Report, contact:

zerblix@zerblixreport.com

Requests concerning information controlled directly by Substack should be directed to Substack through its applicable privacy procedures.

We may need to verify your identity before responding to certain requests where required or appropriate.

9. INTERNATIONAL READERS

Zerblix Report may be accessed by readers in the United States and other countries.

Privacy rights and legal requirements may differ depending on jurisdiction. We will respond to valid privacy requests as required by applicable law.

10. CHILDREN

Zerblix Report is a financial-market research publication intended for a general adult audience.

We do not knowingly solicit personal information from children.

If we become aware that personal information from a child has been provided to us in circumstances where collection is not permitted, we may take reasonable steps to delete it.

11. THIRD-PARTY LINKS

Zerblix Report may contain links to third-party websites, services, market-data providers, research sources, or other external resources.

We are not responsible for the privacy practices, security, content, or policies of third-party websites or services. Readers should review the privacy policies of those services separately.

12. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices, services, legal requirements, or publication operations.

When material changes are made, the effective date at the top of this Privacy Policy will be updated.

13. CONTACT

For privacy-related questions or requests, contact:

Zerblix Report
Etienne Touss LLC
Email: zerblix@zerblixreport.com
Website: www.zerblixreport.com